Prepared Retirement Institute LLC

CIK 0002056037 · Q1 2026

13F Equity AUM

$201.5M

+1.4% QoQ

Positions

-1 QoQ

AUM Rank

#7,359

Top 59%

Skill Alpha (FF)

-4.6%/yr^ns

No Clear Edge

Rank #7,268 · Top 88%

vs S&P -9.3%/yr (unadj.)

Quarters Tracked

~2 years

Portfolio Concentration

Top 5: 41.2%Top 10: 63.0%Top 20: 81.9%

VIG12.3%

SCHD8.9%

FELG7.4%

IHDG6.4%

CMBS6.2%

VTI5.2%

VCIT4.4%

SPYG4.3%

BND4.3%

VB3.6%

Others (69)37.0%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services91.1%

Technology4.4%

Other4.5%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 79Median: 0.30%Avg: 1.27%

0–0.5%

50(11.7%)

0.5–1%

11(8.1%)

1–3%

6(10.2%)

3–5%

6(23.7%)

5%+

6(46.4%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 78Unique: 1vs 20 funds

1.1%Low

Fund positions

7,299

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

Most Similar Funds

Top 9 benchmark funds with highest portfolio overlap (Jaccard similarity)

JPMORGAN CHASE & CO

1.6%

BANK OF AMERICA CORP /DE/

1.6%

1.4%

2.2%

1.5%

1.1%

VANGUARD CAPITAL MANAGEMENT LLC

0.9%

VANGUARD PORTFOLIO MANAGEMENT LLC

1.1%

GEODE CAPITAL MANAGEMENT, LLC

0.9%

Jaccard similarity per fund: shared CUSIPs / (fund A + fund B − shared). Higher values indicate more similar portfolios.

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Position Changes This Quarter

New3Increased33Decreased30Exited4

New Positions

MIGA1.1%

+18K

CHV0.2%

+2K

BAC0.1%

+5K

Increased

DIVI3.5%

+24K(+16%)

FELG7.4%

+22K(+6%)

CMBS6.2%

+16K(+7%)

SVAL0.8%

+7K(+19%)

DIVB1.6%

+6K(+12%)

VCIT4.4%

+6K(+6%)

VTI5.2%

+3K(+9%)

DVY0.6%

+2K(+40%)

CGBL0.3%

+2K(+15%)

IAGG1.2%

+2K(+4%)

Decreased

CUSD0.9%

-29,181(-24%)

PFFD0.8%

-5,122(-5%)

SPYG4.3%

-5,004(-5%)

IHDG6.4%

-2,771(-1%)

FALN3.5%

-2,319(-1%)

WMT0.1%

-1,200(-34%)

SCHD8.9%

-1,062(-0%)

DES0.2%

-961(-8%)

PPL0.2%

-943(-10%)

SHY2.2%

-918(-2%)

Exited

-2,392

-2,150

-460

-430

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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