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Institutional ownership roughly stable: -0.15% change quarter-over-quarter.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $10.75 today, the market must believe free cash flow compounds -14.3%/yr for a decade (off $15M normalized FCF).
2-stage DCF · 0.01B shares (market data) · net debt $4M
mean 4.7% · volatility σ 89% · implied rate exceeded in 5/9 yrs
Central path = implied -14.3%/yr growth; shaded band = ±1σ (89%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Top 11 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
EOD close · as of 2026-09-16
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2017 | FY2016 | FY2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $79.6M 100.0% | $1.33B 100.0% | $2.76B 100.0% | $2.78B 100.0% | $3.27B 100.0% | $3.27B 100.0% | $3.71B 100.0% | $4.09B 100.0% | $4.08B 100.0% | $2.46B 100.0% |
| Cost of Revenue | — | — | — | — | — | — | — | — | — | $332.0M 13.5% |
| Selling, General & Admin | $36.1M 45.4% | $470.7M 35.3% | $563.5M 20.4% | $544.6M 19.6% | $547.6M 16.7% | $463.6M 14.2% | $475.1M 12.8% | -$534.1M -13.1% | $481.9M 11.8% | $449.0M 18.3% |
| Total Operating Expenses | $40.4M 50.7% | $799.8M 60.1% | $1.87B 67.7% | $1.80B 64.6% | — | — | -$356.7M -9.6% | -$3.06B -74.8% | $3.11B 76.1% | $2.43B 98.8% |
| Operating Income | -$5.6M -7.0% | -$447.1M -33.6% | $176.5M 6.4% | $168.7M 6.1% | $301.9M 9.2% | $302.2M 9.2% | $469.4M 12.7% | $273.1M 6.7% | -$8.5M -0.2% | $28.4M 1.2% |
| Interest & Investment Income | $673K 0.8% | $5.4M 0.4% | $17.0M 0.6% | — | — | — | $406K 0.0% | $25.9M 0.6% | $6.9M 0.2% | $57.2M 2.3% |
| Other Income (Expense), net | $1.7M 2.2% | $22.7M 1.7% | $25.6M 0.9% | -$3.8M -0.1% | $33.3M 1.0% | $11.9M 0.4% | $9.7M 0.3% | $14.3M 0.3% | $10.3M 0.3% | $21.0M 0.9% |
| Pretax Income | -$325.1M -408.4% | $401.3M 30.1% | $348.8M 12.6% | $196.3M 7.1% | $371.1M 11.3% | $362.3M 11.1% | $560.9M 15.1% | $505.1M 12.4% | $124.1M 3.0% | $172.2M 7.0% |
| Income Tax Expense | $575K 0.7% | $92.0M 6.9% | $59.2M 2.1% | $41.0M 1.5% | $90.6M 2.8% | $83.4M 2.6% | $143.8M 3.9% | $167.8M 4.1% | $27.2M 0.7% | $25.6M 1.0% |
| Net Income | -$325.4M -408.8% | $455.0M 34.2% | $280.5M 10.2% | $100.3M 3.6% | $251.0M 7.7% | $268.3M 8.2% | $192.6M 5.2% | $451.7M 11.0% | $167.6M 4.1% | $210.1M 8.5% |
| Per Share | ||||||||||
| EPS (Basic) | — | $0.06 | $0.26 | $0.09 | $0.23 | $0.25 | $0.17 | $0.36 | $0.14 | $0.18 |
| EPS (Diluted) | — | $0.06 | $0.26 | $0.09 | $0.23 | $0.25 | $0.17 | $0.36 | $0.13 | $0.17 |
| Weighted Avg Shares (Basic) | 10.1M | 2.7M | 2.7M | 1.07B | 1.07B | 1.07B | 1.09B | 1.23B | 1.16B | 1.15B |
| Weighted Avg Shares (Diluted) | 10.1M | 2.7M | 2.7M | 1.07B | 1.07B | 1.07B | 1.09B | 1.26B | 1.21B | 1.20B |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
1/7 of the 9 checks — 2 couldn't be scored (see above), so the score is out of the 7 with data.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable; leverage falling year-over-year.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned on -$3M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Operating income fell despite reinvestment — a warning on capital productivity. Current ROIC on all capital: -426%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.”
Cash of $4M is below short-term debt of $8M — relies on refinancing/operations.
Mostly short-term debt (balance-sheet current vs non-current split). A year-by-year maturity schedule wasn't disclosed for this issuer.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
EOD close · as of 2026-09-16
No standout strengths flagged.
Where each multiple sits in its own 13-yr range
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 13-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
High operating leverage: profit moved 1.3× as fast as sales — great in an upturn, painful in a downturn.
Each line as % of revenue — the trend in color
| % of revenue | FY2017 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| SG&A | -13.1 | 12.8 | 14.2 | 16.7 | 19.6 | 20.4 | 35.3 | 45.4 |
| Operating Income | 6.7 | 12.7 | 9.2 | 9.2 | 6.1 | 6.4 | -33.6 | -7.0 |
| Income Tax | 4.1 | 3.9 | 2.6 | 2.8 | 1.5 | 2.1 | 6.9 | 0.7 |
| Net Income | 11.0 | 5.2 | 8.2 | 7.7 | 3.6 | 10.2 | 34.2 | -408.8 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on AIFU: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $950.4B | 17.6× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $701.3B | — | — | 17.5× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $518.8B | 34.7× | — | 15.8× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $417.6B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $289.6B | 19.0× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $277.5B | 14.3× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $214.3B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| SCHW | $194.5B | 23.2× | — | 8.1× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| TYFG | $193.1B | 14.3× | — | 11204.7× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| HDB | $172.8B | 21.7× | — | 6.7× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $172.1B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $160.8B | 29.4× | — | 6.6× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| CB | $133.6B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $133.0B | — | — | — | — | — | — | — | — | — | 3,072 |
| PGR | $129.8B | 11.5× | — | 1.5× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $123.3B | 28.1× | 17.6× | 8.0× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| USB | $99.6B | 13.5× | — | 3.5× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| HOOD | $98.1B | 53.9× | — | 21.9× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| CME | $98.0B | 24.4× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| PNC | $95.3B | 14.5× | — | 4.1× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| BX | $92.4B | 31.9× | — | 6.4× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| KKR | $89.1B | — | — | 4.6× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| ICE | $89.0B | 27.2× | 21.0× | 7.0× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| AMUB | $88.9B | — | — | — | — | — | — | — | — | — | 7 |
| MRSH | $87.2B | 21.3× | 15.8× | 3.2× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| AIFU | $64M | — | — | 0.8× | -67.9% | — | -409% | -476% | -426% | -1.7× | 10 |
Peers = companies sharing AIFU's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.