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Held by 3,337 of 5,944 reporting institutions (100th percentile) — extremely crowded.
Data as of Q1 2026
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Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
5/7 of the 9 checks — 2 couldn't be scored (see above), so the score is out of the 7 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $21.4B buybacks = $21.4B returned.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Insufficient data. Current ROIC on all capital: 5%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
$41.7B of principal comes due within a year. Scheduled principal only (excludes interest & revolver draws). As of 2025-12-31 (10-K).
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.” Effective rate ~24.3% on $302.2B of debt. Interest last disclosed in FY2023 (no longer broken out).
Cash vs short-term debt unavailable.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $113.10B 100.0% | $105.86B 100.0% | $102.77B 100.0% | $94.95B 100.0% | $89.11B 100.0% | $85.53B 100.0% | $91.24B 100.0% | $91.02B 100.0% | $87.13B 100.0% | $83.70B 100.0% |
| Interest Expense | — | — | $73.33B 71.4% | $20.10B 21.2% | $4.74B 5.3% | $8.22B 9.6% | $22.34B 24.5% | $18.61B 20.4% | $12.34B 14.2% | $9.96B 11.9% |
| Interest & Investment Income | $20.42B 18.1% | $28.32B 26.8% | $25.46B 24.8% | $7.44B 7.8% | $2.33B 2.6% | $2.73B 3.2% | $6.30B 6.9% | $6.25B 6.9% | $4.02B 4.6% | — |
| Pretax Income | $37.70B 33.3% | $33.22B 31.4% | $32.53B 31.7% | $30.97B 32.6% | $33.98B 38.1% | $19.00B 22.2% | $32.75B 35.9% | $34.58B 38.0% | $29.21B 33.5% | $25.02B 29.9% |
| Income Tax Expense | $7.19B 6.4% | $6.25B 5.9% | $6.22B 6.1% | $3.44B 3.6% | $2.00B 2.2% | $1.10B 1.3% | $5.32B 5.8% | $6.44B 7.1% | $10.98B 12.6% | $7.20B 8.6% |
| Net Income | $30.51B 27.0% | $26.97B 25.5% | $26.30B 25.6% | $27.53B 29.0% | $31.98B 35.9% | $17.89B 20.9% | $27.43B 30.1% | $28.15B 30.9% | $18.23B 20.9% | $17.82B 21.3% |
| Per Share | ||||||||||
| EPS (Basic) | $3.86 | $3.23 | $3.07 | $3.21 | $3.60 | $1.88 | $2.77 | $2.64 | $1.63 | $1.57 |
| EPS (Diluted) | $3.81 | $3.19 | $3.05 | $3.19 | $3.57 | $1.87 | $2.75 | $2.61 | $1.56 | $1.49 |
| Weighted Avg Shares (Basic) | 7.52B | 7.86B | 8.03B | 8.11B | 8.49B | 8.75B | 9.39B | 10.10B | 10.20B | 10.28B |
| Weighted Avg Shares (Diluted) | 7.68B | 7.94B | 8.08B | 8.17B | 8.56B | 8.80B | 9.44B | 10.24B | 10.78B | 11.05B |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
No current price collected.
No material risks flagged.
Where each multiple sits in its own 14-yr range
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Operating leverage needs meaningful revenue change.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Income Tax | 7.1 | 5.8 | 1.3 | 2.2 | 3.6 | 6.1 | 5.9 | 6.4 |
| Net Income | 30.9 | 30.1 | 20.9 | 35.9 | 29.0 | 25.6 | 25.5 | 27.0 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on BAC: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.