Loading institutional data...
Loading institutional data...
Held by 365 of 5,944 reporting institutions (95th percentile) — extremely crowded.
Data as of Q1 2026
Loading snapshot...
Loading financials...
Loading valuation...
Loading quality & risk...
Loading dividends & returns...
Loading capital allocation...
Loading debt & leverage...
Loading performance...
Loading peer comparison...
Loading ownership map...
Loading crowding analysis...
Loading conviction analysis...
Loading buy/sell flow...
Loading ownership trends...
Loading top holders...
Loading top holders...
No trend data available for this metric.
Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | — | — | — | — | $4.52B 100.0% | $5.58B 100.0% | $5.67B 100.0% | $5.47B 100.0% | $5.01B 100.0% |
| Cost of Revenue | — | — | — | — | — | $2.08B 45.9% | $2.69B 48.2% | $2.54B 44.8% | $2.47B 45.1% | $2.60B 51.9% |
| Selling, General & Admin | — | — | — | — | — | $105.7M 2.3% | $150.6M 2.7% | $162.5M 2.9% | $159.3M 2.9% | $135.6M 2.7% |
| Total Operating Expenses | — | — | — | — | — | $3.63B 80.4% | $4.27B 76.6% | $3.91B 69.0% | $3.96B 72.3% | $3.86B 77.1% |
| Operating Income | — | — | — | — | — | $301.0M 6.7% | $662.0M 11.9% | $1.76B 31.0% | $1.52B 27.7% | $1.15B 22.9% |
| Interest Expense | — | — | $879.0M | $503.0M | $383.0M | $499.0M 11.0% | $638.0M 11.4% | $542.3M 9.6% | $455.4M 8.3% | $370.9M 7.4% |
| Pretax Income | $615.0M | $381.0M | $968.0M | $300.0M | $1.04B | $301.0M 6.7% | $662.0M 11.9% | $1.22B 21.4% | $1.06B 19.4% | $779.0M 15.5% |
| Income Tax Expense | $94.0M | $102.0M | $231.0M | $76.0M | $247.0M | $93.0M 2.1% | $156.0M 2.8% | $269.5M 4.8% | $293.3M 5.4% | $298.8M 6.0% |
| Net Income | $518.0M | $277.0M | $718.0M | $223.0M | $801.0M | $214.0M 4.7% | $278.0M 5.0% | $963.1M 17.0% | $788.7M 14.4% | $517.6M 10.3% |
| Per Share | ||||||||||
| EPS (Basic) | $11.07 | $5.58 | $14.39 | $4.47 | $16.09 | $4.47 | $5.38 | $17.56 | $14.17 | $7.37 |
| EPS (Diluted) | $10.89 | $5.49 | $14.34 | $4.46 | $16.02 | $4.46 | $5.46 | $17.49 | $14.10 | $7.34 |
| Weighted Avg Shares (Basic) | 46.8M | 49.6M | 49.8M | 49.9M | 49.7M | 47.8M | 50.0M | 54.9M | 55.7M | 58.6M |
| Weighted Avg Shares (Diluted) | 47.6M | 50.4M | 50.0M | 50.0M | 50.0M | 47.9M | 50.9M | 55.1M | 55.9M | 58.9M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
6/6 of the 9 checks — 3 couldn't be scored (see above), so the score is out of the 6 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
Free-cash-flow coverage unavailable. Last year: $40M dividends + $313M buybacks = $353M returned.
2 consecutive years of dividend increases · 7%/yr.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Insufficient data. Current ROIC on all capital: 7%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $3.6B covers all $900M of scheduled principal — no refinancing pressure. Scheduled principal only (excludes interest & revolver draws). As of 2025-12-31 (10-K).
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.” Effective rate ~16.6% on $5.3B of debt. Interest last disclosed in FY2023 (no longer broken out).
Cash vs short-term debt unavailable.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
No current price collected.
No standout strengths flagged.
No material risks flagged.
Where each multiple sits in its own 14-yr range
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Operating leverage needs meaningful revenue change.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 44.8 | 48.2 | 45.9 | — | — | — | — | — |
| SG&A | 2.9 | 2.7 | 2.3 | — | — | — | — | — |
| Operating Income | 31.0 | 11.9 | 6.7 | — | — | — | — | — |
| Income Tax | 4.8 | 2.8 | 2.1 | — | — | — | — | — |
| Net Income | 17.0 | 5.0 | 4.7 | — | — | — | — | — |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on BFH: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.