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Data as of Q2 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
No trend data available for this metric.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
What the company returns to shareholders — and whether it's covered by cash.
The dividend is comfortably covered — only 29% of free cash flow, leaving room to grow it and fund buybacks. Last year: $73.0M dividends + $109.7M buybacks = $182.6M returned on $255.0M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 9 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: 15%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 9 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
EOD close · as of 2026-10-05
How a revenue dollar becomes profit — FY2025
Dividends and buybacks are cash paid out, shown here against the same year's profit for scale — not funded from it.
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.6M 100.0% | $13.1M 100.0% | $12.5M 100.0% | $11.13B 100.0% | $9.47B 100.0% | — | — | $4.22B 100.0% | $3.90B 100.0% |
| Research & Development | $76.7M 565.5% | $496.7M 3801.8% | $511.0M 4072.4% | $491.5M 4.4% | $434.9M 4.6% | $370.2M | $390.6M | $318.0M 7.5% | $164.9M 4.2% |
| Selling, General & Admin | $63.2M 465.9% | $413.5M 3165.1% | $390.0M 3108.4% | $401.7M 3.6% | $518.2M 5.5% | $461.1M | $435.8M | $383.4M 9.1% | $423.8M 10.9% |
| Total Operating Expenses | $1.52B 11229.7% | $10.53B 80597.3% | $10.16B 81001.0% | $8.62B 77.4% | $6.86B 72.4% | $5.26B | $3.32B | $2.70B 63.9% | $2.40B 61.6% |
| Interest Expense | $4.1M 30.0% | — | $53.1M 423.3% | $146.3M 1.3% | $73.8M 0.8% | $228.3M | $235.6M | $60.1M 1.4% | $15.6M 0.4% |
| Other Income (Expense), net | $31.0M 228.3% | $310.1M 2373.5% | $394.7M 3145.6% | $220.7M 2.0% | $122.4M 1.3% | $116.5M | $136.5M | $148.4M 3.5% | $36.5M 0.9% |
| Pretax Income | $443.5M 3268.4% | $2.85B 21776.3% | $2.78B 22144.6% | $2.74B 24.6% | $2.74B 28.9% | $2.42B | $2.86B | $2.62B 62.1% | $1.36B 34.8% |
| Income Tax Expense | $79.5M 586.2% | $457.4M 3500.8% | $395.1M 3148.8% | $454.8M 4.1% | $240.8M 2.5% | $455.4M | $482.0M | $151.2M 3.6% | $274.7M 7.1% |
| Net Income | $363.6M 2679.2% | $2.38B 18239.5% | $2.34B 18655.9% | $2.27B 20.4% | $2.51B 26.5% | $1.97B | $2.37B | $2.47B 58.5% | $1.08B 27.8% |
| Per Share | |||||||||
| EPS (Basic) | $0.29 | $1.85 | $1.70 | $1.60 | $1.77 | $1.34 | $1.56 | $1.65 | -$2.55 |
| EPS (Diluted) | $0.27 | $1.81 | $1.67 | $1.56 | $1.69 | $1.32 | $1.53 | $1.54 | -$2.55 |
| Weighted Avg Shares (Basic) | 1.26B | 1.29B | 1.37B | 1.41B | 1.42B | 1.48B | 1.53B | 1.50B | 779.8M |
| Weighted Avg Shares (Diluted) | 1.33B | 1.32B | 1.40B | 1.45B | 1.48B | 1.49B | 1.55B | 1.60B | 779.8M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
EOD close · as of 2026-10-05
Where each multiple sits in its own 9-yr range · 38th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 9-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
ROE 15% against ROIC 15% — 0% of the return on equity comes from leverage and buybacks rather than from the operating business.
What the company owes vs. what it holds
This shows debt/cash structure and net leverage. The year-by-year maturity schedule is on the Debt & Leverage tab.
Latest year: profit growth vs revenue growth
High operating leverage: profit moved 2.2× as fast as sales — great in an upturn, painful in a downturn.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| R&D | 7.5 | — | — | 4.6 | 4.4 | 4072.4 | 3801.8 | 565.5 |
| SG&A | 9.1 | — | — | 5.5 | 3.6 | 3108.4 | 3165.1 | 465.9 |
| Income Tax | 3.6 | — | — | 2.5 | 4.1 | 3148.8 | 3500.8 | 586.2 |
| Net Income | 58.5 | — | — | 26.5 | 20.4 | 18655.9 | 18239.5 | 2679.2 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on FINV: price, valuation and headline fundamentals from SEC filings. The four questions at the top of the page are where the judgements live.
A reverse discounted cash flow is not shown for a bank.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Classified from the filings: SIC code.
Leverage ratios is not shown for a bank.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Classified from the filings: SIC code.
How much the company owes, how it's trended, and how comfortably it's serviced.
Interest is easily covered by operating profit. Effective rate ~10.9% on $37.2M of debt.
Cash of $612.8M fully covers short-term debt of $24.4M.
Mostly short-term debt (balance-sheet current vs non-current split). A year-by-year maturity schedule wasn't disclosed for this issuer.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
Ranked against 14 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-06-30.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ATLC | $1.4B | 15.6× | 4.8× | 0.7× | 50.1% | 91.8% | 6.2% | 20.1% | 20.1% | -3.8× | 143 |
| PWP | $1.2B | 33.6× | 15.8× | 1.6× | -14.5% | — | 4.7% | -27.9% | -27.9% | -4.2× | 161 |
| WD | $1.1B | 20.2× | — | 0.9× | 9.0% | — | 4.6% | 3.2% | 3.2% | — | 259 |
| JCAP | $1.1B | 3.5× | 8.9× | 1.8× | 41.5% | — | 30.6% | 39.5% | 8.4% | 5.4× | 107 |
| RHLD | $904M | — | 6.1× | 2.0× | 9.9% | 56.3% | -1.3% | -91.1% | -3.1% | 0.1× | 120 |
| WRLD | $822M | 25.6× | — | 1.4× | 3.7% | — | 5.9% | 9.9% | 3.7% | — | 194 |
| QFIN | $797M | 2.1× | 0.1× | 0.3× | 16.8% | 84.4% | 31.1% | 24.8% | 24.8% | -0.7× | 156 |
| BUR | $780M | 12.7× | — | 1.9× | -24.3% | — | 15.1% | 2.6% | 1.4% | — | 237 |
| FINV | $689M | 10.8× | — | 0.4× | 8.4% | — | 18.7% | 15.4% | 15.1% | — | 123 |
| WYFI | $678M | — | — | 8.6× | 66.2% | 60.2% | -31.2% | -5.1% | -4.9% | — | 127 |
| ABTC | $634M | — | — | 3.4× | 159% | 50.3% | -82.7% | -23.0% | -23.0% | — | 126 |
| FWDI | $619M | — | — | 34.0× | -9.0% | 28.5% | -918% | -11.4% | -11.4% | — | 3 |
| HKD | $547M | 4.0× | 71.8× | 4.0× | 566% | — | 71.3% | 36.8% | 18.5% | — | 17 |
| ORBS | $464M | — | — | 14.1× | -16.8% | 1.6% | -794% | -113% | -113% | — | 139 |
| UWMC | $445M | 10.8× | 9.7× | 0.1× | 18.2% | — | 0.9% | 1.7% | 0.6% | 8.2× | 292 |
Peers = companies sharing FINV's sector (Loan Brokers) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
Cost of capital cannot be computed, so the spread is unknown.
| Fiscal year | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| FY2017 | not reported | 33.9% | 27.8% |
| FY2018 | not reported | 57.7% | 57.6% |
| FY2024 | not reported | 19.4% | 18.2% |
| FY2025 | not reported | 21.3% | 18.7% |
Return on equity (15%) and return on invested capital (15%) are within a couple of points in FY2025, so the headline return is the operating return — there is no meaningful leverage effect to strip out.
No material counter-signal in the checked set: ROIC vs WACC spread, 5-year spread history, gross margin trend, operating margin trend, net margin against 3 years ago, revenue growth, ROIC ex-goodwill gap.
Missing from our data, so excluded from this answer: wacc.
Cash conversion of 0.52x sits below the level that would make the earnings clearly cash-backed.
The cash conversion cycle could not be computed — receivables, inventory or cost of revenue is not reported — so the earliest accrual warning is not part of this verdict.
Leverage is not measurable this way for a bank.
Balance sheet at 2025-12-31. Undrawn revolving credit is not shown: the tag is collected but not yet mapped through to the API.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Missing from our data, so excluded from this answer: capital adequacy metrics for this archetype.
No growth rate within the range this model can express reaches the current price, so the requirement cannot be stated as a number.
No material counter-signal in the checked set: reverse-DCF implied growth, historical FCF CAGR, per-year FCF growth distribution, reporting-basis breaks, discount rate used, free-cash-flow basis (stock comp charged?).
Missing from our data, so excluded from this answer: implied_growth.
| Step | Amount | Running total |
|---|---|---|
| Net income | $364M | $364M |
| Share-based comp | $21M | $385M |
| Other non-cash & working capital | −$118M | $267M |
| Operating cash flow | $267M | $267M |
| Capex | −$12M | $255M |
| Free cash flow | $255M | $255M |
| FCF after SBC | $234M | $234M |
| Fiscal year | Revenue growth | Receivables growth | Gap |
|---|---|---|---|
| FY2020 | not reported | 4.5% | not reported |
| FY2021 | not reported | 124.1% | not reported |
| FY2022 | not reported | 8.3% | not reported |
| FY2023 | not reported | -3.3% | not reported |
| FY2024 | not reported | 6.0% | not reported |
| FY2025 | 8.4% | -12.0% | -20.4 points |
| Fiscal year | DSO | DIO | DPO | Cash conversion cycle |
|---|---|---|---|---|
| FY2019 | not reported | not reported | not reported | not reported |
| FY2020 | not reported | not reported | not reported | not reported |
| FY2021 | not reported | not reported | not reported | not reported |
| FY2022 | not reported | not reported | not reported | not reported |
| FY2023 | not reported | not reported | not reported | not reported |
| FY2024 | 67.2 days | not reported | not reported | not reported |
| FY2025 | 54.6 days | not reported | not reported | not reported |
| Fiscal year | Accruals / assets |
|---|---|
| FY2019 | 14.1 percent |
| FY2020 | -1.6 percent |
| FY2021 | 10.4 percent |
| FY2022 | 9.3 percent |
| FY2023 | 4.4 percent |
| FY2024 | -2.2 percent |
| FY2025 | 2.7 percent |
SBC is added back inside operating cash flow, so reported free cash flow treats shares issued to employees as free. Percent of revenue says how expensive the payroll is; percent of operating cash flow says how much of the cash exists only because the charge was added back. The buyback offset is buybacks over SBC — below 1.0 the repurchase does not cover the shares issued.
Figures are the latest fiscal year (FY2025) from the company's own filings, not a trailing-twelve-month window — Q2 reads fiscal years throughout so the cash-conversion ratios and these share one basis. A blank is a line the filer did not report; it is never read as zero.