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Institutional ownership roughly stable: +0.00% change quarter-over-quarter.
Data as of Q1 2026
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Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $1.17 today, the market must believe free cash flow compounds -60.0%/yr for a decade (off $54M normalized FCF).
The market's -60.0% is more conservative than its 7-yr track record.
2-stage DCF · 0.01B shares (market data) · net debt -$27M
mean -75.2% · volatility σ 150% · implied rate exceeded in 2/4 yrs
Central path = implied -60.0%/yr growth; shaded band = ±1σ (150%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Top 7 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-08-04 · 16d old
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $226.3M 100.0% | $1.25B 100.0% | $1.20B 100.0% | $1.16B 100.0% | $2.25B 100.0% | $1.22B 100.0% | $993.3M 100.0% | $508.8M 100.0% | $263.3M 100.0% |
| Cost of Revenue | $1.10B 485.2% | $796.9M 63.8% | $647.4M 54.1% | $605.7M 52.3% | $1.69B 75.2% | $813.5M 66.7% | $629.5M 63.4% | $316.4M 62.2% | $164.8M 62.6% |
| Research & Development | $8.4M 3.7% | $62.4M 5.0% | $71.8M 6.0% | $80.9M 7.0% | $120.5M 5.4% | $49.1M 4.0% | $33.8M 3.4% | $24.9M 4.9% | $50.1M 19.0% |
| Selling, General & Admin | $19.5M 8.6% | $146.8M 11.8% | $119.4M 10.0% | $154.7M 13.4% | $197.6M 8.8% | $150.2M 12.3% | $161.8M 16.3% | $46.2M 9.1% | $41.9M 15.9% |
| Total Operating Expenses | — | — | $161.2M 13.5% | $1.20B 103.8% | $2.36B 105.1% | $1.25B 102.1% | $991.7M 99.8% | $484.0M 95.1% | $363.6M 138.1% |
| Operating Income | $952K 0.4% | -$21.0M -1.7% | $51.0M 4.3% | -$43.7M -3.8% | -$114.4M -5.1% | -$25.9M -2.1% | $1.6M 0.2% | $24.8M 4.9% | -$100.3M -38.1% |
| Other Income (Expense), net | $189K 0.1% | $17.2M 1.4% | $18.4M 1.5% | $19.5M 1.7% | $12.6M 0.6% | $10.2M 0.8% | $12.7M 1.3% | $4.6M 0.9% | $1.2M 0.4% |
| Pretax Income | -$10.8M -4.8% | $834K 0.1% | -$70.6M -5.9% | -$33.7M -2.9% | -$107.7M -4.8% | -$16.5M -1.4% | $15.0M 1.5% | $3.2M 0.6% | -$96.6M -36.7% |
| Income Tax Expense | $1.0M 0.5% | $135K 0.0% | $0 0.0% | $0 0.0% | $0 0.0% | $1.8M 0.1% | $57K 0.0% | $278K 0.1% | $406K 0.2% |
| Net Income | $578K 0.3% | -$649K -0.1% | $70.2M 5.9% | -$31.2M -2.7% | -$107.7M -4.8% | -$18.3M -1.5% | $14.9M 1.5% | $3.2M 0.6% | -$97.2M -36.9% |
| Per Share | |||||||||
| EPS (Basic) | $0.00 | $0.00 | $0.07 | $-0.03 | $-0.11 | $-0.02 | — | — | — |
| EPS (Diluted) | $0.00 | $0.00 | $0.07 | $-0.03 | $-0.11 | $-0.02 | — | — | — |
| Weighted Avg Shares (Basic) | 1.01B | 997.2M | 1.00B | 1.02B | 1.02B | 963.8M | 452.4M | 445.3M | — |
| Weighted Avg Shares (Diluted) | 1.01B | 997.2M | 1.00B | 1.02B | 1.02B | 963.8M | 452.4M | 445.3M | — |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
5/8 of the 9 checks — 1 couldn't be scored (see above), so the score is out of the 8 with data.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Eight indices comparing this year to last (receivables, margins, asset quality, growth, accruals, leverage). Above −1.78 suggests possible manipulation; below −2.22 is clean.
A screen, not proof — high growth alone can raise it.
Earnings are backed by cash (FCF ≥ net income) — high quality. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable; leverage rising year-over-year.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned on $1M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 9 years — and what it earned on reinvestment.
A reinvestment story — most cash went back into growth rather than to shareholders.
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: 1%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 9 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.”
Cash of $36M fully covers short-term debt of $8M.
Mostly short-term debt (balance-sheet current vs non-current split). A year-by-year maturity schedule wasn't disclosed for this issuer.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
EOD close · as of 2026-08-04
Where each multiple sits in its own 6-yr range
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 6-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Low operating leverage — profit tracks sales closely (stable, less cyclical).
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 62.2 | 63.4 | 66.7 | 75.2 | 52.3 | 54.1 | 63.8 | 485.2 |
| R&D | 4.9 | 3.4 | 4.0 | 5.4 | 7.0 | 6.0 | 5.0 | 3.7 |
| SG&A | 9.1 | 16.3 | 12.3 | 8.8 | 13.4 | 10.0 | 11.8 | 8.6 |
| Operating Income | 4.9 | 0.2 | -2.1 | -5.1 | -3.8 | 4.3 | -1.7 | 0.4 |
| Income Tax | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.5 |
| Net Income | 0.6 | 1.5 | -1.5 | -4.8 | -2.7 | 5.9 | -0.1 | 0.3 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on HUIZ: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Ranked against 878 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| BSAC | $6.64T | — | — | — | — | — | — | — | — | — | 141 |
| V | $688.1B | — | — | 17.2× | 11.3% | — | 50.1% | 52.9% | 34.9% | — | 4,229 |
| MA | $516.3B | 34.5× | — | 15.7× | 16.4% | — | 45.6% | 193% | 57.6% | — | 3,430 |
| HBCYF | $346.1B | — | — | — | — | — | — | — | — | — | 2 |
| AXP | $239.4B | 22.7× | — | 5.8× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| MBFJF | $239.1B | 0.1× | 0.1× | 0.0× | 9.5% | — | 14.6% | 8.8% | 8.8% | — | 1 |
| USOI | $195.8B | — | — | 9.8× | 30.7% | — | -20.3% | -10.7% | -1.9% | — | 13 |
| HDB | $182.5B | 22.9× | — | 7.1× | -98.6% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $179.0B | — | — | — | — | — | — | — | — | — | 660 |
| USML | $178.1B | — | — | — | — | — | — | — | — | — | 2 |
| BLK | $175.8B | 32.1× | — | 7.3× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| SMFNF | $158.8B | — | — | — | — | — | — | — | — | — | 1 |
| CB | $137.9B | 13.7× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $131.4B | — | — | — | — | — | — | — | — | — | 3,072 |
| MZHOF | $129.2B | 0.1× | — | 0.0× | 7.6% | — | 13.2% | 10.7% | 3.7% | — | 2 |
| PGR | $124.7B | 11.1× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 30.4% | — | 1,685 |
| SPGI | $122.5B | 28.0× | 17.5× | 8.0× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| VXZ | $116.9B | — | — | — | — | — | — | — | — | — | 12 |
| BNS | $109.5B | — | — | — | — | — | — | — | — | — | 488 |
| BX | $101.8B | 35.1× | — | 7.0× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $101.1B | 15.4× | — | 4.4× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| BCLYF | $97.9B | — | — | — | — | — | — | — | — | — | 5 |
| CME | $95.2B | 23.7× | — | 14.6× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| MRSH | $92.9B | 22.7× | 16.5× | 3.4× | 10.3% | — | 15.4% | 27.2% | 12.4% | 2.8× | 1,471 |
| ICE | $85.0B | 26.0× | 20.2× | 6.7× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| HUIZ | $12M | — | -5.3× | 0.1× | -81.9% | -385% | 0.3% | 1.0% | 0.9% | 2.9× | 7 |
Peers = companies sharing HUIZ's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.