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Institutional ownership roughly stable: -0.21% change quarter-over-quarter.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $2.77 today, the market must believe free cash flow compounds -53.2%/yr for a decade (off $378M normalized FCF).
The market's -53.2% is more conservative than its 8-yr track record.
2-stage DCF · 0.05B shares (market data) · net debt $135M
mean -43.7% · volatility σ 228% · implied rate exceeded in 3/5 yrs
Central path = implied -53.2%/yr growth; shaded band = ±1σ (228%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-08-05 · 15d old
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $889.8M 100.0% | $5.80B 100.0% | $5.47B 100.0% | $3.27B 100.0% | $1.78B 100.0% | $1.30B 100.0% | $2.23B 100.0% | $2.88B 100.0% | $2.25B 100.0% |
| Research & Development | $61.1M 6.9% | $372.4M 6.4% | $296.3M 5.4% | $216.7M 6.6% | $143.7M 8.1% | $151.6M 11.7% | $201.4M 9.0% | $184.3M 6.4% | $181.0M 8.0% |
| Selling, General & Admin | $43.3M 4.9% | $221.0M 3.8% | $214.9M 3.9% | $194.0M 5.9% | $165.2M 9.3% | $155.0M 11.9% | $230.2M 10.3% | $150.5M 5.2% | $95.6M 4.2% |
| Total Operating Expenses | $632.7M 71.1% | $4.55B 78.5% | $4.13B 75.6% | $2.09B 63.9% | $1.35B 75.7% | $998.1M 76.8% | $1.70B 76.0% | $2.20B 76.2% | $1.56B 69.5% |
| Operating Income | $257.0M 28.9% | $1.25B 21.5% | $1.33B 24.4% | $1.18B 36.1% | $432.0M 24.3% | $302.1M 23.2% | $534.7M 24.0% | $685.2M 23.8% | $686.7M 30.5% |
| Interest & Investment Income | — | — | — | — | — | $1.2M 0.1% | $5.7M 0.3% | $169K 0.0% | $1.9M 0.1% |
| Other Income (Expense), net | $9.6M 1.1% | $95.4M 1.6% | $14.8M 0.3% | $43.4M 1.3% | $17.0M 1.0% | $6.7M 0.5% | $23.4M 1.1% | $20.3M 0.7% | $12.6M 0.6% |
| Pretax Income | $267.9M 30.1% | $1.30B 22.3% | $1.55B 28.3% | $1.33B 40.6% | $91.9M 5.2% | $366.4M 28.2% | $563.8M 25.3% | $705.7M 24.5% | $701.2M 31.2% |
| Income Tax Expense | $48.3M 5.4% | $238.9M 4.1% | $247.6M 4.5% | $155.4M 4.8% | $125.7M 7.1% | $108.8M 8.4% | $37.0M 1.7% | $93.9M 3.3% | $161.6M 7.2% |
| Net Income | $219.6M 24.7% | $1.06B 18.2% | $1.30B 23.7% | $1.18B 36.1% | $472.1M 26.5% | $252.9M 19.5% | $527.7M 23.7% | $611.8M 21.2% | $539.5M 24.0% |
| Per Share | |||||||||
| EPS (Basic) | $1.05 | $4.97 | $6.06 | $5.48 | $2.18 | $1.17 | $2.51 | $3.06 | $2.70 |
| EPS (Diluted) | $1.05 | $4.97 | $6.06 | $5.48 | $2.18 | $1.17 | $2.51 | $3.06 | $2.70 |
| Weighted Avg Shares (Basic) | 208.9M | 212.4M | 214.0M | 215.3M | 216.1M | 216.1M | 210.4M | 200.0M | 200.0M |
| Weighted Avg Shares (Diluted) | 208.9M | 212.4M | 214.0M | 215.3M | 216.1M | 216.1M | 210.4M | 200.0M | 200.0M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
2/6 of the 9 checks — 3 couldn't be scored (see above), so the score is out of the 6 with data.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $16M buybacks = $16M returned on $89M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 9 years — and what it earned on reinvestment.
A reinvestment story — most cash went back into growth rather than to shareholders.
Operating income fell despite reinvestment — a warning on capital productivity. Current ROIC on all capital: 28%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 9 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $9M is below the $154M due within a year — relies on refinancing or operating cash flow. Scheduled principal only (excludes interest & revolver draws). As of 2025-12-31 (20-F).
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.”
Cash of $9M is below short-term debt of $22M — relies on refinancing/operations.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
EOD close · as of 2026-08-05
Where each multiple sits in its own 7-yr range · 86th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 7-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Returns are margin-driven, not leverage-driven — higher quality.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Low operating leverage — profit tracks sales closely (stable, less cyclical).
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| R&D | 6.4 | 9.0 | 11.7 | 8.1 | 6.6 | 5.4 | 6.4 | 6.9 |
| SG&A | 5.2 | 10.3 | 11.9 | 9.3 | 5.9 | 3.9 | 3.8 | 4.9 |
| Operating Income | 23.8 | 24.0 | 23.2 | 24.3 | 36.1 | 24.4 | 21.5 | 28.9 |
| Income Tax | 3.3 | 1.7 | 8.4 | 7.1 | 4.8 | 4.5 | 4.1 | 5.4 |
| Net Income | 21.2 | 23.7 | 19.5 | 26.5 | 36.1 | 23.7 | 18.2 | 24.7 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on JFIN: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Top 32 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Ranked against 207 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| META | $1.48T | 25.1× | 14.8× | 7.4× | 22.2% | 82.0% | 30.1% | 27.8% | 21.9% | 0.6× | 4,839 |
| CHT | $326.0B | — | — | — | — | — | — | — | — | — | 206 |
| NFLX | $313.3B | 29.3× | 23.3× | 6.9× | 15.9% | 48.5% | 24.3% | 41.3% | 26.7% | 1.1× | 3,458 |
| CCZ | $237.8B | 11.9× | 6.3× | 1.9× | -0.0% | — | 16.2% | 20.6% | 19.4% | 0.2× | 1 |
| VZ | $196.4B | 11.4× | 7.5× | 1.4× | 2.5% | — | 12.7% | 16.7% | 6.7% | 3.6× | 3,122 |
| DIS | $193.3B | 14.9× | 9.8× | 2.0× | 3.4% | — | 13.1% | 11.3% | 8.5% | 1.5× | 2,883 |
| VEON | $100.8B | — | — | — | — | — | — | — | — | — | 97 |
| SPOT | $99.3B | — | — | — | — | — | — | — | — | — | 1,205 |
| DASH | $88.5B | 97.3× | 57.2× | 6.5× | 27.9% | — | 6.8% | 9.3% | 9.3% | — | 973 |
| AMXOF | $78.1B | — | — | — | — | — | — | — | — | — | 2 |
| WBD | $64.4B | 89.5× | 14.4× | 1.7× | -5.1% | — | 1.9% | 2.0% | 1.1% | 5.1× | 1,259 |
| EA | $52.6B | 59.7× | 38.2× | 7.0× | 0.9% | 79.0% | 11.8% | 13.1% | 13.1% | — | 998 |
| ORANY | $48.8B | — | — | — | — | — | — | — | — | — | 14 |
| TIMB | $43.7B | — | — | — | — | — | — | — | — | — | 150 |
| TTWO | $43.6B | — | 472.2× | 6.5× | 18.2% | 57.2% | -4.5% | -8.5% | -4.9% | 26.7× | 1,011 |
| LYV | $43.2B | — | 27.3× | 1.7× | 8.8% | — | 2.0% | 183% | 5.9% | 5.0× | 779 |
| VIV | $39.0B | — | — | — | — | — | — | — | — | — | 214 |
| BAIDF | $36.4B | — | 149.3× | 2.0× | -86.1% | 43.9% | 4.3% | 2.1% | 1.8% | 26.2× | 7 |
| TWLO | $29.4B | 920.1× | 84.2× | 5.8× | 13.7% | 48.9% | 0.7% | 0.4% | 0.4% | 2.8× | 776 |
| RDDT | $28.9B | 59.3× | 61.1× | 13.1× | 69.4% | 91.2% | 24.1% | 18.1% | 18.1% | — | 765 |
| OMC | $25.6B | — | 59.2× | 1.5× | 10.1% | 8.5% | -0.3% | -0.5% | -0.3% | 15.8× | 1,083 |
| FOX | $24.1B | 10.6× | — | 1.5× | 16.6% | — | 14.1% | 19.2% | 12.4% | — | 505 |
| FWONB | $22.6B | — | 41.0× | 5.0× | 22.7% | — | 12.4% | 7.2% | 4.3% | 7.9× | 1 |
| ROKU | $21.7B | 249.1× | 503.8× | 4.6× | 15.2% | 43.8% | 1.9% | 3.3% | 3.3% | — | 665 |
| CHTR | $20.7B | 4.2× | 5.4× | 0.4× | -0.6% | — | 9.1% | 31.1% | 4.5% | 4.5× | 760 |
| JFIN | $145M | 2.6× | 0.8× | 0.2× | -84.7% | — | 24.7% | 34.6% | 28.2% | 0.4× | 32 |
Peers = companies sharing JFIN's sector (Communication Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.