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Institutional distribution: ownership decreased -0.93% quarter-over-quarter.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Ranked against 878 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| BSAC | $6.64T | — | — | — | — | — | — | — | — | — | 141 |
| V | $688.1B | — | — | 17.2× | 11.3% | — | 50.1% | 52.9% | 34.9% | — | 4,229 |
| MA | $516.3B | 34.5× | — | 15.7× | 16.4% | — | 45.6% | 193% | 57.6% | — | 3,430 |
| HBCYF | $346.1B | — | — | — | — | — | — | — | — | — | 2 |
| AXP | $239.4B | 22.7× | — | 5.8× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| MBFJF | $239.1B | 0.1× | 0.1× | 0.0× | 9.5% | — | 14.6% | 8.8% | 8.8% | — | 1 |
| USOI | $195.8B | — | — | 9.8× | 30.7% | — | -20.3% | -10.7% | -1.9% | — | 13 |
| HDB | $182.5B | 22.9× | — | 7.1× | -98.6% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $179.0B | — | — | — | — | — | — | — | — | — | 660 |
| USML | $178.1B | — | — | — | — | — | — | — | — | — | 2 |
| BLK | $175.8B | 32.1× | — | 7.3× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| SMFNF | $158.8B | — | — | — | — | — | — | — | — | — | 1 |
| CB | $137.9B | 13.7× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $131.4B | — | — | — | — | — | — | — | — | — | 3,072 |
| MZHOF | $129.2B | 0.1× | — | 0.0× | 7.6% | — | 13.2% | 10.7% | 3.7% | — | 2 |
| PGR | $124.7B | 11.1× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 30.4% | — | 1,685 |
| SPGI | $122.5B | 28.0× | 17.5× | 8.0× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| VXZ | $116.9B | — | — | — | — | — | — | — | — | — | 12 |
| BNS | $109.5B | — | — | — | — | — | — | — | — | — | 488 |
| BX | $101.8B | 35.1× | — | 7.0× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $101.1B | 15.4× | — | 4.4× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| BCLYF | $97.9B | — | — | — | — | — | — | — | — | — | 5 |
| CME | $95.2B | 23.7× | — | 14.6× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| MRSH | $92.9B | 22.7× | 16.5× | 3.4× | 10.3% | — | 15.4% | 27.2% | 12.4% | 2.8× | 1,471 |
| ICE | $85.0B | 26.0× | 20.2× | 6.7× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| SLQT | $119M | 69.1× | 4.5× | 0.1× | 15.5% | 58.7% | 3.1% | 13.6% | 7.1% | 3.6× | 148 |
Peers = companies sharing SLQT's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
How management deployed cash over 8 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: 7%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 8 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $32M covers the $32M due within a year 1.0× over. Scheduled principal only (excludes interest & revolver draws). As of 2026-03-31 (10-Q).
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Thin coverage — earnings barely cover interest. Effective rate ~25.1% on $317M of debt.
Cash of $32M is below short-term debt of $69M — relies on refinancing/operations.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
EOD close · as of 2026-08-05 · 15d old
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.53B 100.0% | $1.32B 100.0% | $1.00B 100.0% | $764.0M 100.0% | $930.0M 100.0% | $529.3M 100.0% | $337.5M 100.0% | $233.7M 100.0% |
| Cost of Revenue | $630.3M 41.3% | $405.0M 30.6% | $226.0M 22.5% | $64.2M 8.4% | $1.6M 0.2% | $167.4M 31.6% | $104.4M 30.9% | $83.3M 35.7% |
| Selling, General & Admin | $164.4M 10.8% | $141.0M 10.7% | $136.5M 13.6% | $100.9M 13.2% | $63.1M 6.8% | $35.3M 6.7% | $18.2M 5.4% | $15.2M 6.5% |
| Total Operating Expenses | $1.46B 95.5% | $1.26B 95.1% | $928.4M 92.6% | $1.02B 134.1% | $709.7M 76.3% | $377.5M 71.3% | $232.2M 68.8% | $183.8M 78.6% |
| Operating Income | $68.5M 4.5% | $64.5M 4.9% | $11.6M 1.2% | -$346.0M -45.3% | $192.2M 20.7% | $130.2M 24.6% | $96.3M 28.5% | $43.2M 18.5% |
| Interest Expense | $79.4M 5.2% | $93.6M 7.1% | $80.6M 8.0% | $43.6M 5.7% | $29.3M 3.2% | $24.6M 4.6% | $1.7M 0.5% | $929K 0.4% |
| Other Income (Expense), net | -$128K -0.0% | -$65K -0.0% | -$121K -0.0% | -$202K -0.0% | -$1.6M -0.2% | — | — | — |
| Pretax Income | $48.5M 3.2% | -$29.1M -2.2% | -$69.1M -6.9% | -$389.8M -51.0% | $158.0M 17.0% | $104.0M 19.6% | $94.6M 28.0% | $41.5M 17.8% |
| Income Tax Expense | $931K 0.1% | $5.1M 0.4% | -$10.6M -1.1% | -$92.3M -12.1% | $33.2M 3.6% | $24.5M 4.6% | $22.0M 6.5% | $6.6M 2.8% |
| Net Income | $47.6M 3.1% | -$34.1M -2.6% | -$58.5M -5.8% | -$297.5M -38.9% | $124.9M 13.4% | $79.5M 15.0% | $72.6M 21.5% | $34.9M 14.9% |
| Per Share | ||||||||
| EPS (Basic) | $0.14 | $-0.20 | $-0.35 | $-1.81 | $0.77 | $-0.18 | $0.70 | $0.27 |
| EPS (Diluted) | $0.01 | $-0.20 | $-0.35 | $-1.81 | $0.75 | $-0.18 | $0.55 | $0.23 |
| Weighted Avg Shares (Basic) | 176.1M | 168.5M | 166.1M | 164.0M | 162.9M | 97.5M | 85.4M | 81.3M |
| Weighted Avg Shares (Diluted) | 181.9M | 168.5M | 166.1M | 164.0M | 165.5M | 97.5M | 132.5M | 96.4M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $0.69 today, the market must believe free cash flow compounds 14.9%/yr for a decade (off $12M normalized FCF).
2-stage DCF · 0.17B shares · net debt $284M
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Interest coverage is thin — monitor; leverage falling year-over-year.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned on -$14M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-08-05
Where each multiple sits in its own 6-yr range · 0th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 6-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Low operating leverage — profit tracks sales closely (stable, less cyclical).
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 35.7 | 30.9 | 31.6 | 0.2 | 8.4 | 22.5 | 30.6 | 41.3 |
| SG&A | 6.5 | 5.4 | 6.7 | 6.8 | 13.2 | 13.6 | 10.7 | 10.8 |
| Operating Income | 18.5 | 28.5 | 24.6 | 20.7 | -45.3 | 1.2 | 4.9 | 4.5 |
| Income Tax | 2.8 | 6.5 | 4.6 | 3.6 | -12.1 | -1.1 | 0.4 | 0.1 |
| Net Income | 14.9 | 21.5 | 15.0 | 13.4 | -38.9 | -5.8 | -2.6 | 3.1 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on SLQT: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.