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No institutional (13F) filings cover this company, so the Overview and 13F tabs are thin. Everything drawn from its SEC filings is here.
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Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $25.06 today, the market must believe free cash flow compounds 2.6%/yr for a decade (off $21M normalized FCF).
The market's 2.6% is more conservative than its 6-yr track record.
2-stage DCF · 0.01B shares · net debt -$10M
mean 30.3% · volatility σ 70% · implied rate exceeded in 4/6 yrs
Central path = implied 2.6%/yr growth; shaded band = ±1σ (70%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
5/8 of the 9 checks — 1 couldn't be scored (see above), so the score is out of the 8 with data.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Comfortably covers interest; leverage falling year-over-year.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $3M buybacks = $3M returned on $27M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A balanced mix of reinvestment and shareholder returns.
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: -1%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $41.5M 100.0% | $45.0M 100.0% | $37.8M 100.0% | $41.5M 100.0% | $56.2M 100.0% | $36.7M 100.0% | $30.7M 100.0% | $26.0M 100.0% | $37.5M 100.0% | $22.4M 100.0% |
| Research & Development | $1.6M 3.7% | $2.2M 4.9% | $3.4M 9.1% | $7.0M 16.8% | $7.3M 13.1% | $4.3M 11.6% | $1.2M 3.8% | — | — | — |
| Selling, General & Admin | $14.8M 35.6% | $11.5M 25.5% | $11.2M 29.7% | $13.0M 31.3% | $13.6M 24.3% | $10.5M 28.7% | $7.4M 24.2% | $4.9M 18.7% | $4.1M 10.9% | $2.8M 12.6% |
| Total Operating Expenses | — | — | -$14.7M -38.8% | -$10.0M -24.0% | -$31.0M -55.3% | $31.9M 87.0% | $16.1M 52.4% | $19.1M 73.5% | $12.6M 33.6% | $12.6M 56.1% |
| Operating Income | $20.3M 48.9% | $11.6M 25.8% | $14.7M 38.8% | — | — | — | — | — | — | — |
| Interest Expense | $1.1M 2.7% | $1.1M 2.4% | $1.8M 4.9% | $340K 0.8% | $374K 0.7% | $455K 1.2% | $338K 1.1% | $160K 0.6% | — | — |
| Interest & Investment Income | — | — | — | — | — | — | — | — | — | $92K 0.4% |
| Pretax Income | $20.1M 48.5% | $18.4M 40.8% | $14.6M 38.7% | $9.5M 22.9% | $33.0M 58.8% | $3.7M 10.0% | $16.8M 54.8% | $6.2M 24.0% | $24.0M 64.0% | $10.4M 46.5% |
| Income Tax Expense | $22.6M 54.6% | $4.9M 10.9% | -$1.3M -3.4% | -$4.0M -9.6% | $7.1M 12.6% | -$1.5M -4.2% | -$7.0M -22.7% | $42K 0.2% | $15.8M 42.0% | -$21.6M -96.7% |
| Net Income | -$2.5M -6.1% | $13.5M 30.0% | $15.9M 42.1% | $13.5M 32.5% | $25.9M 46.2% | $5.2M 14.2% | $23.8M 77.5% | $6.2M 23.8% | $3.0M 8.1% | $28.9M 129.1% |
| Per Share | ||||||||||
| EPS (Basic) | $-0.21 | $1.09 | $1.26 | $1.05 | $2.03 | $0.40 | $1.85 | $0.47 | $0.23 | $2.22 |
| EPS (Diluted) | $-0.21 | $1.09 | $1.25 | $1.05 | $2.02 | $0.40 | $1.85 | $0.47 | $0.23 | $2.22 |
| Weighted Avg Shares (Basic) | 12.2M | 12.4M | 12.7M | 12.8M | 12.8M | 12.9M | 12.9M | 13.1M | 13.0M | 13.0M |
| Weighted Avg Shares (Diluted) | 12.2M | 12.4M | 12.7M | 12.9M | 12.8M | 12.9M | 12.9M | 13.1M | 13.0M | 13.0M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $43M covers all $33M of scheduled principal — no refinancing pressure. Scheduled principal only (excludes interest & revolver draws). As of 2024-09-30 (10-Q).
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest is easily covered by operating profit. Effective rate ~3.3% on $33M of debt.
Cash vs short-term debt unavailable.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-09-17
No standout strengths flagged.
Where each multiple sits in its own 3-yr range · 78th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 3-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Profit and sales moved in opposite directions this year.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| R&D | — | 3.8 | 11.6 | 13.1 | 16.8 | 9.1 | 4.9 | 3.7 |
| SG&A | 18.7 | 24.2 | 28.7 | 24.3 | 31.3 | 29.7 | 25.5 | 35.6 |
| Operating Income | — | — | — | — | — | 38.8 | 25.8 | 48.9 |
| Income Tax | 0.2 | -22.7 | -4.2 | 12.6 | -9.6 | -3.4 | 10.9 | 54.6 |
| Net Income | 23.8 | 77.5 | 14.2 | 46.2 | 32.5 | 42.1 | 30.0 | -6.1 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on SWKHL: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $940.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $692.5B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $513.8B | 34.4× | — | 15.7× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $417.6B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $278.1B | 18.3× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $269.2B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $214.3B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.7B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $171.3B | 21.5× | — | 6.7× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $168.5B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $160.8B | 29.4× | — | 6.6× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| CB | $133.6B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $132.1B | — | — | — | — | — | — | — | — | — | 3,072 |
| PGR | $127.2B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.5B | 27.8× | 17.4× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| CME | $98.0B | 24.4× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $95.6B | 12.9× | — | 3.3× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| HOOD | $92.8B | 50.9× | — | 20.7× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| BX | $92.4B | 31.9× | — | 6.4× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.7B | 13.9× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $88.9B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $87.4B | 26.7× | 20.7× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $86.3B | — | — | 4.4× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $85.7B | 21.0× | 15.6× | 3.2× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| SWKHL | $303M | — | 14.5× | 7.3× | -7.8% | — | -6.1% | -1.1% | -0.9% | 1.6× | — |
Peers = companies sharing SWKHL's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.