First Citizens Financial Corp

CIK 0001800597 · Q2 2026

13F Equity AUM

$239.2M

+12.9% QoQ

Positions

139

+4 QoQ

AUM Rank

#7,391

Top 59%

Skill Alpha (FF)

-2.3%/yr

Underperformer

Rank #6,230 · Top 75%

vs S&P -2.9%/yr (unadj.)

Quarters Tracked

~6 years

Portfolio Concentration

Top 5: 22.2%Top 10: 34.8%Top 20: 53.3%

IYW9.4%

IJK3.6%

EFA3.2%

IJJ3.1%

IYF2.9%

AAPL2.6%

IYH2.6%

VTI2.5%

IJT2.5%

QUAL2.4%

Others (129)65.2%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services79.9%

Technology7.0%

Industrials4.1%

Healthcare3.0%

Consumer Cyclical2.1%

Other3.9%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 139Median: 0.33%Avg: 0.72%

0–0.5%

85(18.1%)

0.5–1%

23(15.8%)

1–3%

27(46.9%)

3–5%

3(9.9%)

5%+

1(9.4%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 0Unique: 139vs 20 funds

0%Low

139

Fund positions

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

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Position Changes This Quarter

New8Increased40Decreased64Exited4

New Positions

AMD0.1%

+474

URI0.1%

+226

PANW0.1%

+633

MU0.1%

+192

IWS0.1%

+1K

UNH0.1%

+513

HONEYWELL INTL INC C…0.1%

+1K

TSLA0.1%

+502

Increased

PYLD1.1%

+14K(+17%)

JPIE1.6%

+10K(+14%)

PHYL1.1%

+9K(+14%)

PTRB1.1%

+9K(+17%)

CSPF0.2%

+7K(+57%)

DYNF1.1%

+5K(+14%)

PZA0.2%

+4K(+33%)

NEAR1.6%

+4K(+5%)

EMGF0.8%

+3K(+14%)

VTEB0.2%

+3K(+33%)

Decreased

PULS1.2%

-5,068(-8%)

XLF0.5%

-4,337(-16%)

BIL0.4%

-4,173(-27%)

JPIB0.3%

-2,697(-17%)

JPST2.2%

-2,540(-2%)

XLK1.7%

-2,111(-9%)

EFA3.2%

-1,951(-3%)

OEF0.1%

-1,480(-61%)

CMI1.4%

-1,174(-20%)

VWO0.8%

-1,006(-3%)

Exited

-2,258

-535

-2,649

-4,273

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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